VA_Investor has a strategy to consider:
"FHA loans are assumable at the original rate and terms. The new buyer must qualify under FHA underwriting guidelines.And this from Calculated Risk: FHA Delays Fiscal Report. They might need a bailout.
This could be a huge hedge against rate increases causing your home value to drop or simply freezing the Market. Your house will sell with 5% financing when the going rate is 8+. Conventional loans have a due on sale clause and cannot be assumed.
I'd be going FHA if it were me buying now."
Also, the Senate's finally done it. They passed a bill today (98-0) extending the housing tax credit:
"The measure would also extend through April 30 an $8,000 first-time homebuyer tax credit and create a new $6,500 credit for homebuyers who have been in their current residence for the last five years or more".